A hard inquiry, or a "hard pull," occurs when you apply for a new line of credit, such as a credit card or loan. It means that a creditor has requested to look at your credit file to determine how much risk you pose as a borrower. Hard inquiries show up on your credit report and can affect your credit score.
We remove hard inquiries by using the FCRA (Fair Credit Reporting Act) laws to permanently remove these inquiries from your credit report. Each inquiry will lower your credit scores by 5 points, and if you have too many of them (6 or more), you will still not be eligible for financing even with a very high credit score. Our service removes all unauthorized hard inquiries from all three credit reporting agencies.
An inquiry removal with us takes 24 business hours for Experian, 30 days for Equifax & TransUnion for the first round.
No, you cannot. Inquiries that are tied to an account cannot be removed. Only inquiries NOT tied to any account can be removed.
Each credit inquiry can cost you up to 5 points and can get you declined. Removing inquiries makes you eligible for funding, makes your score go up, and makes you look better to get approved for future capital.
Six or more hard inquiries are considered too many and can seriously impact your credit score and even get you declined because lenders see you as a high-risk borrower when you have too many inquiries.
We require you to have an up-to-date Experian.com credit report showing all three credit bureaus.
Click the "Get Started Now" button below to start the process with the free analysis. Complete step 1 after visiting the page.
With our pay after deletion, you know you will be getting the best service possible. You will only pay after Experian inquiries are removed. We will only authorize your card for the amount of the service fee and only charge the credit card after Experian inquiries are removed.
With the current promotion, when you sign up to remove Experian inquiries, you will get Equifax and TransUnion dispute for FREE. You will only pay for the Experian inquiry removal; there is no charge for Equifax or TransUnion dispute. This is a limited time offer only, and the total cost is only $345 for a one-time fee.
You can call us at 747-296-8185 Monday-Friday from 10am-5pm (PST) and one of our friendly agents will answer all your questions.