We connect people like you who are looking to increase their credit score by purchasing authorized user tradelines with people who want to sell their unused credit card spots.
An authorized user is a person who is listed on a credit account that they do not own. Being an authorized user on a credit account can help a person boost their credit score or increase their available credit. With Express Credit Boost, people who want to establish or increase their credit for various purposes like signing a lease or purchasing a car can become an authorized user on another person’s credit account. Authorized users do not have the ability to access or spend on the credit account.
A credit report tradeline is simply an industry term to describe a credit account. If you have credit accounts, you therefore have tradelines. Tradelines come in the form of credit cards, lines of credit, car loans, mortgages, and payday advances. Here at Express Credit Boost, we focus solely on credit card tradelines.
Credit card holders who are everyday people with a good credit history who want to help people looking to increase their credit scores for a limited period of time. They do this by selling their tradelines.
You will need to report the line that did not post to our Customer Support department. We will review your credit report to verify that the line did not post. If you have followed all the instructions and the line is not there, you will receive a comparable tradeline or a refund.
We cannot predict how much your score can increase as many factors contribute to your credit score. However, one of the important factors is good credit history. The age of the line, limit and number of lines you buy help determine the boost you can get.
The lines should report to your credit file within 15-30 days.
No, the authorized user is never given access to a credit card nor can they spend on it. Cards are sent directly to the original cardholder’s primary billing address. Authorized users will not be able to call the credit card company to access the account as they will not have the necessary security information.
If you purchase any tradeline from us, we guarantee that it will post on your credit report during the next reporting period for that tradeline.
For each tradeline purchased, we guarantee that you will remain on the card as an authorized user for 2 monthly reporting cycles.
We guarantee that the tradelines will post to any 2 out of the 3 credit bureaus.
We guarantee that all tradelines will have a perfect payment history, with no late payments ever reported on the accounts.
We guarantee that the utilization ratio will always be 20% or lower.
You can call us at 747-296-8185 Monday-Friday from 10am-5pm (PST) and one of our friendly agents will answer all your questions.